Terms of Service

Acceptance of Terms

Welcome to ObsidianBloom AS ("we", "us", "our", "ObsidianBloom"). These Terms of Service ("Terms") govern your use of our website obsidianbloom.world and our financial education and investment guidance services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these Terms, then you may not access or use our Services.

These Terms apply to all visitors, users, and others who access or use our Services. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

Company Information

ObsidianBloom AS is a Danish company providing financial education and investment guidance services:

Description of Services

ObsidianBloom provides educational content, insights, and guidance related to:

• Investment strategies and portfolio management
• Passive income generation techniques
• Financial education and market analysis
• Wealth building strategies and planning
• Risk management and investment principles

Our Services are for educational and informational purposes only. We do not provide personalised financial advice, investment management services, or act as a financial advisor unless explicitly stated in a separate agreement.

User Obligations

By using our Services, you agree to:

• Provide accurate, current, and complete information when required
• Use our Services only for lawful purposes and in accordance with these Terms
• Not use our Services in any way that could damage, disable, or impair our website
• Not attempt to gain unauthorised access to our systems or networks
• Not use our Services to transmit harmful, threatening, or offensive content
• Respect the intellectual property rights of ObsidianBloom and third parties
• Not reproduce, distribute, or create derivative works from our content without permission
• Maintain the confidentiality of any account credentials

You are responsible for ensuring that your use of our Services complies with all applicable laws and regulations in your jurisdiction.

Investment Disclaimer

Important: The information provided through our Services is for educational and informational purposes only and should not be construed as personalised investment advice.

• All investments carry risk, and past performance does not guarantee future results
• You should conduct your own research and consult with qualified financial advisors
• We do not guarantee the accuracy, completeness, or timeliness of any information
• Investment decisions are solely your responsibility
• We are not responsible for any investment losses you may incur

Intellectual Property

The Services and all content, features, and functionality are owned by ObsidianBloom and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our content includes but is not limited to:

• Text, graphics, images, logos, and design elements
• Software, code, and technical implementations
• Educational materials, articles, and research
• Trademarks, service marks, and trade names
• Proprietary methodologies and analytical frameworks

You may not use, copy, reproduce, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any content for commercial purposes without our express written consent.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Services, you consent to the collection and use of your information as described in our Privacy Policy. We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

Limitation of Liability

To the maximum extent permitted by law, ObsidianBloom shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

Our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you, if any, for accessing our Services during the twelve (12) months immediately preceding the event giving rise to such liability.

We make no warranties or representations about the accuracy or completeness of the content provided through our Services and assume no liability for any errors or omissions.

Disclaimers

Our Services are provided on an "as is" and "as available" basis. We disclaim all warranties of any kind, whether express or implied, including:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that the Services will be uninterrupted or error-free
• Warranties regarding the security or reliability of the Services
• Warranties that defects will be corrected

We do not warrant that the Services will meet your specific requirements or expectations.

Indemnification

You agree to indemnify, defend, and hold harmless ObsidianBloom, its officers, directors, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• Your use of and access to our Services
• Your violation of any term of these Terms
• Your violation of any third-party right, including intellectual property rights
• Any claim that your use caused damage to a third party

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Denmark, without regard to its conflict of law principles.

Any disputes arising out of or relating to these Terms or our Services shall be subject to the exclusive jurisdiction of the courts of Denmark. You consent to the personal jurisdiction of such courts.

If you are a consumer resident in the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

You may terminate your use of our Services at any time by discontinuing access to our website and services.

Upon termination, your right to use our Services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and ObsidianBloom concerning our Services.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last updated" date.

Your continued use of our Services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you should discontinue your use of our Services.

Contact Information

If you have any questions about these Terms, please contact us: